{
  "registryVersion": 1,
  "checkEveryDays": 7,
  "sources": {
    "etsy-fees": { "title": "Etsy Fees & Payments Policy", "url": "https://www.etsy.com/legal/fees/" },
    "etsy-processing": { "title": "Etsy Help: Payment processing fees by country", "url": "https://help.etsy.com/hc/en-us/articles/115015628847-What-are-Payment-Processing-Fees-for-Selling-on-Etsy" },
    "etsy-offsite": { "title": "Etsy Help: How Etsy's Offsite Ads work", "url": "https://help.etsy.com/hc/en-us/articles/360000338367-How-Etsy-s-Offsite-Ads-Work" },
    "shopify-pricing": { "title": "Shopify pricing (US)", "url": "https://www.shopify.com/pricing" },
    "irs-mileage": { "title": "IRS: Standard mileage rates", "url": "https://www.irs.gov/tax-professionals/standard-mileage-rates" },
    "irs-ann-2026-11": { "title": "IRS Internal Revenue Bulletin 2026-29 (Announcement 2026-11)", "url": "https://www.irs.gov/irb/2026-29_irb" },
    "irs-n-2026-10": { "title": "IRS Notice 2026-10 (PDF)", "url": "https://www.irs.gov/pub/irs-drop/n-26-10.pdf" }
  },
  "facts": [
    { "id": "etsy.listing", "label": "Etsy listing fee (per listing, 4 months)", "value": 0.20, "unit": "USD", "display": "$0.20", "source": "etsy-fees", "match": "$0.20", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.transaction", "label": "Etsy transaction fee (item + shipping + gift wrap; not US sales tax)", "value": 0.065, "unit": "rate", "display": "6.5%", "source": "etsy-fees", "match": "6.5%", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.processing.us.pct", "label": "Etsy Payments processing, US bank account (percent of total incl. tax + shipping)", "value": 0.03, "unit": "rate", "display": "3%", "source": "etsy-processing", "match": "3% + 0.25 USD", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.processing.us.fixed", "label": "Etsy Payments processing, US flat fee per order", "value": 0.25, "unit": "USD", "display": "$0.25", "source": "etsy-processing", "match": "3% + 0.25 USD", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.offsite.under10k", "label": "Etsy Offsite Ads fee, shops under $10,000/365 days (attributed orders only)", "value": 0.15, "unit": "rate", "display": "15%", "source": "etsy-offsite", "match": "15%", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.offsite.over10k", "label": "Etsy Offsite Ads fee, shops at $10,000+/365 days", "value": 0.12, "unit": "rate", "display": "12%", "source": "etsy-offsite", "match": "12%", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "etsy.offsite.cap", "label": "Etsy Offsite Ads fee cap per order", "value": 100, "unit": "USD", "display": "$100", "source": "etsy-offsite", "match": "$100", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.basic.monthly", "label": "Shopify Basic, billed monthly", "value": 39, "unit": "USD/mo", "display": "$39/mo", "source": "shopify-pricing", "match": "$39", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.basic.yearly", "label": "Shopify Basic, billed yearly", "value": 29, "unit": "USD/mo", "display": "$29/mo", "source": "shopify-pricing", "match": "$29", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.grow.monthly", "label": "Shopify Grow, billed monthly", "value": 105, "unit": "USD/mo", "display": "$105/mo", "source": "shopify-pricing", "match": "$105", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.grow.yearly", "label": "Shopify Grow, billed yearly", "value": 79, "unit": "USD/mo", "display": "$79/mo", "source": "shopify-pricing", "match": "$79", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.advanced.monthly", "label": "Shopify Advanced, billed monthly", "value": 399, "unit": "USD/mo", "display": "$399/mo", "source": "shopify-pricing", "match": "$399", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.advanced.yearly", "label": "Shopify Advanced, billed yearly", "value": 299, "unit": "USD/mo", "display": "$299/mo", "source": "shopify-pricing", "match": "$299", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.online.basic", "label": "Shopify Payments online standard card rate, Basic", "value": [0.029, 0.30], "unit": "rate+USD", "display": "2.9% + 30¢", "source": "shopify-pricing", "match": "2.9% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.online.grow", "label": "Shopify Payments online standard card rate, Grow", "value": [0.027, 0.30], "unit": "rate+USD", "display": "2.7% + 30¢", "source": "shopify-pricing", "match": "2.7% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.online.advanced", "label": "Shopify Payments online standard card rate, Advanced", "value": [0.025, 0.30], "unit": "rate+USD", "display": "2.5% + 30¢", "source": "shopify-pricing", "match": "2.5% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.premium.basic", "label": "Shopify Payments online premium card rate, Basic", "value": [0.035, 0.30], "unit": "rate+USD", "display": "3.5% + 30¢", "source": "shopify-pricing", "match": "3.5% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.premium.grow", "label": "Shopify Payments online premium card rate, Grow", "value": [0.033, 0.30], "unit": "rate+USD", "display": "3.3% + 30¢", "source": "shopify-pricing", "match": "3.3% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.premium.advanced", "label": "Shopify Payments online premium card rate, Advanced", "value": [0.031, 0.30], "unit": "rate+USD", "display": "3.1% + 30¢", "source": "shopify-pricing", "match": "3.1% + 30¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.intl", "label": "Shopify Payments online international card surcharge (all plans)", "value": 0.01, "unit": "rate", "display": "+1%", "source": "shopify-pricing", "match": "+ 1%", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.inperson.basic", "label": "Shopify Payments in-person card rate, Basic", "value": [0.026, 0.10], "unit": "rate+USD", "display": "2.6% + 10¢", "source": "shopify-pricing", "match": "2.6% + 10¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.inperson.grow", "label": "Shopify Payments in-person card rate, Grow", "value": [0.025, 0.10], "unit": "rate+USD", "display": "2.5% + 10¢", "source": "shopify-pricing", "match": "2.5% + 10¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.inperson.advanced", "label": "Shopify Payments in-person card rate, Advanced", "value": [0.024, 0.10], "unit": "rate+USD", "display": "2.4% + 10¢", "source": "shopify-pricing", "match": "2.4% + 10¢", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.thirdparty.basic", "label": "Shopify third-party transaction fee, Basic", "value": 0.02, "unit": "rate", "display": "2%", "source": "shopify-pricing", "match": "Third-party transaction fees", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.thirdparty.grow", "label": "Shopify third-party transaction fee, Grow", "value": 0.01, "unit": "rate", "display": "1%", "source": "shopify-pricing", "match": "Third-party transaction fees", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "shopify.thirdparty.advanced", "label": "Shopify third-party transaction fee, Advanced", "value": 0.006, "unit": "rate", "display": "0.6%", "source": "shopify-pricing", "match": "0.6%", "lastVerified": "2026-10-21", "nextCheck": "2026-10-28" },
    { "id": "irs.mileage.2026h1", "label": "IRS business standard mileage rate, Jan 1 - Jun 30, 2026 (Notice 2026-10)", "value": 0.725, "unit": "USD/mile", "display": "72.5¢ per mile", "source": "irs-mileage", "match": "72.5", "lastVerified": "2026-10-21", "nextCheck": "2026-11-21" },
    { "id": "irs.mileage.2026h2", "label": "IRS business standard mileage rate, Jul 1 - Dec 31, 2026 (Announcement 2026-11)", "value": 0.76, "unit": "USD/mile", "display": "76¢ per mile", "source": "irs-mileage", "match": "76 cents", "lastVerified": "2026-10-21", "nextCheck": "2026-11-21" },
    { "id": "irs.mileage.2025", "label": "IRS business standard mileage rate, 2025", "value": 0.70, "unit": "USD/mile", "display": "70¢ per mile", "source": "irs-mileage", "match": "IR-2024-312", "lastVerified": "2026-10-21", "nextCheck": "2026-11-21" }
  ]
}