Gumroad fee calculator

How much does Gumroad take per sale?

On a sale through your own Gumroad profile or a direct link, Gumroad charges 10% + 50¢ per transaction, and its help center says that does not include card processing (2.9% + 30¢) or PayPal fees. A sale that comes through Gumroad's Discover marketplace costs a flat 30%, processing included. On a $20 direct card sale that is $3.38 in fees, so you keep $16.62; on a $20 Discover sale you keep $14.00. There is no monthly fee.

Where the sale came fromHow the buyer paidSale price ($)Amount you want to receive ($)Paid sales this month already reached $20,000

Gumroad fee (10% + $0.50)	$2.50
Card processing (2.9% + $0.30)	$0.88
Total fees	$3.38
You receive	$16.62
Fees as % of the price	16.9%
Price to receive $20.00	$23.89

Per Gumroad's help center: the 10% + $0.50 fee does not include card processing or PayPal fees; Discover sales are a flat 30% that includes processing. Sales tax is collected by Gumroad as merchant of record and is not part of your price here. Excludes affiliate splits, refunds, payout and currency fees, and custom fees set on your account. Runs in your browser.

Last verified October 26, 2026 against Gumroad pricing, Gumroad Help: Gumroad's fees. Fee change tracker · How we verify

Gumroad fees at a glance

Sale type	Gumroad fee	Processing
Direct sale (your profile, a direct link), card	10% + 50¢	2.9% + 30¢ on top
Direct sale, PayPal	10% + 50¢	PayPal's fee on top (not published on Gumroad's page)
Direct sale after $20,000 in paid sales that calendar month	5% + 50¢	Same as above
Discover marketplace sale (new customer found you on gumroad.com)	30%	Included

Worked examples (direct card sales)

$5 template: 10% ($0.50) + $0.50 + card 2.9% ($0.15) + $0.30 = $1.45 in fees, 29% of the price. The two fixed fees hit low prices hardest.
$20 download: $2.00 + $0.50 + $0.58 + $0.30 = $3.38, so you keep $16.62. To keep a full $20 you would price it at $23.89.
$100 course: $10.00 + $0.50 + $2.90 + $0.30 = $13.70, so you keep $86.30.
High-volume month: once paid sales that month reach $20,000, the same $20 sale costs $2.38 (5% + 50¢ plus card processing). It resets on the 1st, and a refund that takes you back under $20,000 switches new sales back to 10% + $0.50.

Things that catch people out

Discover sales cost three times as much. A sale Gumroad credits to its Discover marketplace is 30%, not 10%. Your sales CSV export shows the exact fee on every sale.
Refunds: Gumroad's help center says its own fee on the refunded part comes back to you, but the payment-processing part does not.
Affiliates share the fees. On an affiliate sale, fees are split in proportion to the commission. With a 30% commission, the affiliate carries 30% of the fees.
Sales tax is handled by Gumroad. Gumroad says it has been merchant of record since January 1, 2025, collecting and remitting sales tax where it has an obligation. Income tax on your earnings is still yours; ask a tax professional how to report it.

Recording Gumroad sales

Record each sale at the price the customer paid and the Gumroad fee and processing as separate expenses, so your payouts reconcile. If you also sell on Etsy or Lemon Squeezy, keep fees per platform so you can see which channel costs most. Payment platforms may report your sales on Form 1099-K; see the 1099-K threshold checker.

Questions

What percentage does Gumroad take?

10% + 50¢ per transaction on direct sales, plus card processing of 2.9% + 30¢ (or PayPal's fee), and a flat 30% on Discover marketplace sales. On a $20 direct card sale, total fees are about 17% of the price.

Does Gumroad charge a monthly fee?

No. Gumroad's pricing page says there are no monthly charges; fees come out of each sale.

Is Gumroad's 10% fee lower for big sellers?

Yes, for direct sales. Once paid sales in a calendar month reach $20,000, new direct sales that month are 5% + 50¢. Discover sales stay at 30%.

Is Gumroad cheaper than Lemon Squeezy or Etsy for a $20 digital download?

Using each platform's published US rates, a $20 direct card sale costs about $3.38 on Gumroad, $1.50 on Lemon Squeezy (5% + 50¢, US buyer, no tax) and $2.35 on Etsy (listing, transaction and US processing, no Offsite Ads or tax). Each platform brings different traffic, so compare what you keep per sale, not just the rate.

Does Gumroad collect sales tax for me?

Gumroad says it is the merchant of record and handles sales tax collection and remittance where it has obligations. Ask a tax professional about income tax on your earnings.

General information, not tax, legal or accounting advice. Rates change: check the linked official source before you rely on a number. Not yet reviewed by a CPA or EA.